Investments

Green finance properly structured can shape a better environmental outcome while delivering an attractive financial return. Typical projects that fall under the green finance umbrella includes: Renewable energy and energy efficiency; Pollution prevention and control; Biodiversity conservation; Circular economy initiatives and Sustainable use of natural resources and land.

Kay issues for green finance are how to close the financial gap to fund the needed low-carbon investments, and whether the financial system can enable capital allocation consistent with the green transition and for the long run, e.g., providing financing for company and industries that protect and improve the environment, helping to save energy and making it cleaner and shifting financing away from fossil fuel industries and environmentally harmful activities. 

We focus green finance on financing unsubsidized energy efficiency and renewable energy projects that have met the eligibility criteria of either local government standards or international established standards.

We focus green finance on financing unsubsidized energy efficiency and renewable energy projects for small businesses and individual proprietors that generate significant energy savings and reduce greenhouse gas emissions by 20% per annum.

The eligibilities of all our green finance deals are aligned with either the national standards like the ones established by the People’s Bank of China or the internationally accepted taxonomies established by EU Green Bond Standard (EU GBS) and International Capital Market Association Green Bond Principles (ICMA GBP). All of our green finance measurement disclosures are verified by the qualified and accredited external reviewers.

The case for green finance to help faster progress toward the United Nations’ Sustainable Development Goals (SDG), and create long-lasting socioeconomic impact for millions of people worldwide are overwhelming and persuasive. The widespread use of green finance to helped enable the adoption of affordable and efficient modern energy (SGD 7 and 13). 

The main offering of our green finance is private debt typically in the form of green loans, green bonds or green promissory notes. Our private debt products have a tenor of 3-5 years and pay interest once every six months at a rate better than market average on a risk adjusted basis.

Social finance is investments made with the intention to generate positive, measurable social impact alongside a return. These social impact goals, as generally defined in the United Nations’ Sustainable Development Goals (SDG), also known as the Global Goals.

Social impact is generally defined by the Sustainable Development Goals (SDGs), also known as the Global Goals, that were adopted by the United Nations in 2015 as a universal call to action to end poverty, protect the planet, and ensure that by 2030 all people enjoy peace and prosperity. 

Our practice of social finance focuses on one particular aspect – financial inclusion. Key issues for financial inclusion are how to broaden the access to and the use of financial services to enable inclusive growth and economic equality, and do it responsibly to strengthen financial stability, and whether regulations are conducive to encourage innovation and the use of new technologies, especially those related to digital finance, while protecting consumers and ensuring the stability and integrity of the overall financial system. 

The case for us to invest in financial inclusion that helps ignite faster progress toward the Social Development Goals (SDG) and create long-lasting socioeconomic impact for millions of people worldwide is overwhelming and persuasive. The widespread use of financial services has helped lift people out of poverty (SDG 1); make investments that result in higher incomes (SDG 2), empower women gaining more control over their finances and greater economic opportunity (SDG 5); and access working capital to grow and create new jobs (SDG 8).

Our practice of social finance focuses on one particular aspect – financial inclusion.

Our practice of social finance focuses on one particular aspect – financial inclusion by providing small businesses and individuals proprietors with access to affordable financial products and services that meet their needs – transactions, payments, savings, credit and insurance – delivered in a responsible and sustainable way.

Our financial inclusion finance eligibility criteria are aligned with and certified by ALINUS, the standard social indicators commonly adopted by responsible inclusive finance industry. We integrate ALINUS social assessment tools and scores into our pre-due diligence process. To this end, we invest in deals only if they pass the assessment test of standard social indicators.

The main offering of our social finance is private debt typically in the form of social loans, social bonds or social promissory notes. Our private debt products have a tenor of 3-5 years and pay interest once every six months at a rate better than market average on a risk adjusted basis.